First-Time Home Buyers

Buying your first home is a big milestone, and it comes with a lot of new terms, rules, and decisions. My job is to walk you through each one so you feel confident, not overwhelmed.

What I Help You Navigate

• Minimum down payment rules and how much you actually need to qualify
• The First Home Savings Account (FHSA) and other programs that can help
• The mortgage stress test, explained in plain language
• Pre-approval, so you know your budget before you start house hunting
• Comparing mortgage options across multiple lenders to find the right fit for you

Whatever stage you’re at, from just starting to save to ready to make an offer, I would be happy to help you understand the path ahead.